Finance Center

Let Our Financing Experts Help You in Amherst, NY

When shopping for your next car, truck, SUV, or van, there is one step in the process that needs to happen before you drive home to Williamsville. The last step on the way is a visit with our friendly Financing Center specialists at Northtown Automotive.

Not everyone loves spending valuable time signing papers and committing to payment plans. But our helpful experts are here to make the entire process as easy as possible. This includes offering incentives or the latest offers you may qualify for. We ensure you never leave our shop with more questions than when you arrived.

You may find the financing process long and confusing. Where can you find the best rates near Buffalo? Do you qualify for any special incentives? Would you benefit from leasing your next car instead of purchasing it? What is the difference? These are all questions we get asked every day. Rest assured, we can help you make decisions in your best interest, not ours.

Expert Service Options

Expert technicians and advisors are ready to keep your vehicle in top running condition.

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Flexible Financing

We're here to help you by going over every option clearly, and will find the right plan for you.

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Special Offers & Incentives

Proud to offer competitive prices, we work hard to leave more money in your pocket.

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Financing vs Leasing

This could be one of the biggest decisions you may make after locking down the model you love. Do you want to apply for financing? Or is leasing the best option? It depends on how you enjoy driving. Financing typically means you are borrowing money from one of the reliable lenders in our trusted network to pay that back over the course of driving your new car. After your financial obligations are met, the car is yours, free and clear.

When you lease, you are driving with the intention of returning the vehicle when you meet or approach pre-determined miles or amount of time. This option means you can't put on your clever bumper stickers or customize the car. But you can turn it in and upgrade to another new model when the time comes. This gives you the freedom to always get the newest technology and features in the car you love driving.

Bad Credit or No Credit Financing

Does your credit score make you nervous? Perhaps more importantly, does it make other businesses nervous? Not to worry. At Northtown Automotive, we will work with you regardless of your credit score. If you have bad credit or no credit, we can still get you behind the wheel of a car you will love. Besides, your credit is just a number, not a character flaw.

We work with financial institutions all the time that are willing to provide reasonable rates to shoppers in your situation. So, go ahead and start your search. Please fill out our online application and visit our team to land the rates that work in your favor.

Leasing Options

Leasing your next opens up a world of opportunity for your drive. It offers creative ways to save money by allowing you little to zero down payment on your next car. Since you are only driving the car for a couple of years, you benefit from only paying for the miles you plan to drive rather than the miles you likely won't be responsible for down the road.

When you reach the mileage or time restrictions, you can upgrade your current lease to another model, style, or brand. Empty nesters can turn that family-friendly minivan into something sporty or luxurious. New parents can take their current sedan and trade it in for an SUV capable of safely taking their latest addition around town.

Online Financing Application

Each shopping experience starts the same way. Once you decide to look for your potential new car, fill out an online financing application. By including a little contact information and financial history, within minutes, you'll have the latest and best rates available for your situation. So, when you visit our team, you'll be ready to make a great deal on your next vehicle. The entire process is safe and secure.

Take a Test Drive in Amherst, NY

Let the experts at Northtown Automotive take the confusion and stress out of the financing process. Visit our Financing Center in Amherst, NY, and you'll be behind the wheel of your new car sooner than you may think.

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